Shared Budget App
Sharing a budget should not mean sharing everything. Vaulra is a free envelope budgeting app for individuals and couples with granular privacy controls for shared finances, debt tracking, and credit card expense management. Vaulra is designed for households that want to budget together without sacrificing individual financial privacy.
What most shared budget apps get wrong
Most shared budget tools give every member full visibility. That works for some households, but not for couples or roommates who want to keep personal spending private. The choice should not be all-or-nothing.
Independent budgets, shared when you choose
Shared budgets in Vaulra run independently from personal ones. The budget owner controls visibility per envelope, per person: full access, read-only, or hidden. You can fund the shared budget from your personal one through cross-budget transfers without exposing your income or other allocations.
Granular visibility for real households
Each member sees only what the budget owner has made visible to them. Data outside their visibility is not fetched or rendered. This is the middle ground between full transparency and complete separation. Share the rent envelope. Keep the rest private.
A shared activity feed shows who added what, so both members stay in sync without needing to ask. Contribution tracking shows how much each person has funded the shared budget.
Key features
Shared budgets with per-member visibility controls
Couple invite flow with streamlined partner onboarding
Independent personal and shared budgets
Cross-budget funding
Shared activity feed
Contribution tracking per member
Envelope budgeting with named groups
Spending velocity and pace tracking
Debt and credit card tracking
Free. No credit card required.